@import "https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700;800&family=Noto+Sans+KR:wght@400;500;600;700;800&display=swap";
:root{--navy:#191f28;--ink:#333d4b;--muted:#6b7684;--blue:#0064ff;--blue-dark:#0050cc;--pale:#e8f3ff;--line:#e5e8eb;--bg:#f7f9fc;--white:#fff;--orange:#f1ab72}*{box-sizing:border-box}html{scroll-behavior:smooth}body{color:var(--ink);background:#fff;margin:0;font-family:DM Sans,Noto Sans KR,sans-serif;line-height:1.65}button,input,select{font:inherit}button{cursor:pointer}a{color:inherit;text-decoration:none}.shell{width:min(1160px,100% - 48px);margin-inline:auto}.site-header{z-index:4;background:#fff;border-bottom:1px solid #e5e8eb;position:relative}.header-inner{justify-content:space-between;align-items:center;gap:28px;min-height:76px;display:flex}.brand{letter-spacing:-.06em;color:var(--navy);white-space:nowrap;align-items:center;gap:6px;font-size:20px;font-weight:800;display:flex}.brand-mark{color:#fff;background:var(--blue);border-radius:9px;place-items:center;width:30px;height:30px;font-size:20px;line-height:1;display:grid}.brand-sub{letter-spacing:.12em;color:#8b95a1;align-self:flex-end;margin:0 0 5px 4px;font-size:8px;font-weight:800}.site-header nav{align-items:center;gap:32px;display:flex}.site-header nav a{color:#4e5968;font-size:13px;font-weight:700}.site-header nav a:hover,.text-link:hover,.footer a:hover{color:var(--blue)}.hero{background:radial-gradient(circle at 75%,#d9eaff 0,#eef5ff 33%,#f7faff 75%);overflow:hidden}.hero-grid{grid-template-columns:1.1fr .9fr;align-items:center;gap:48px;min-height:600px;display:grid}.eyebrow{color:var(--blue-dark);background:#e8f3ff;border-radius:99px;align-items:center;gap:9px;padding:7px 13px;font-size:12px;font-weight:800;display:inline-flex}.eyebrow-dot{background:#3182f6;border-radius:50%;width:7px;height:7px}.hero h1{letter-spacing:-.07em;color:#191f28;margin:24px 0;font-size:clamp(42px,4.8vw,65px);font-weight:800;line-height:1.22}.hero h1 em{color:var(--blue);font-style:normal}.hero-copy{color:#6b7684;word-break:keep-all;max-width:470px;margin:0 0 29px;font-size:16px}.hero-actions{flex-wrap:wrap;gap:10px;display:flex}.button{border:1px solid #0000;border-radius:8px;justify-content:center;align-items:center;gap:15px;min-height:46px;padding:11px 20px;font-size:13px;font-weight:800;transition:transform .2s,background .2s,box-shadow .2s;display:inline-flex}.button:hover{transform:translateY(-2px)}.button.primary{background:var(--blue);color:#fff;box-shadow:0 8px 20px #0064ff26}.button.primary:hover{background:var(--blue-dark)}.button.ghost{color:var(--navy);background:#ffffffa8;border-color:#d2e5ff}.button.outline{color:var(--blue-dark);background:#fff;border-color:#b8d7ff}.button.light{color:var(--blue-dark);background:#fff}.button.danger{color:#b94b35;background:#fff3f0;border-color:#efc6bc}.button.wide{width:100%}.hero-note{color:#8b95a1;gap:19px;margin-top:24px;font-size:11px;font-weight:700;display:flex}.hero-visual{place-items:center;height:470px;display:grid;position:relative}.visual-orbit{border:1px solid #c8dcfa;border-radius:50%;width:390px;height:390px;position:absolute}.orbit-two{opacity:.65;width:510px;height:510px}.mock-card{z-index:1;background:#fff;border-radius:22px;width:350px;padding:28px 29px;position:relative;transform:rotate(-3deg);box-shadow:0 25px 70px #1b64b824}.mock-top{color:#8b95a1;justify-content:space-between;font-size:13px;font-weight:700;display:flex}.mock-top span:last-child{color:#3182f6;font-size:22px}.mock-amount{color:var(--navy);letter-spacing:-.055em;margin:10px 0 19px;font-size:40px;font-weight:800}.mock-amount span{margin-left:3px;font-size:18px}.mock-divider{background:#e5e8eb;height:1px}.mock-row{color:#6b7684;justify-content:space-between;align-items:center;margin:23px 0 13px;font-size:12px;display:flex}.mock-row strong{letter-spacing:-.04em;color:var(--blue);font-size:20px}.mock-bar{background:#e8f3ff;border-radius:99px;height:10px;overflow:hidden}.mock-bar span{background:var(--blue);border-radius:99px;width:60%;height:100%;display:block}.mock-foot{color:#8b95a1;margin-top:15px;font-size:11px}.mock-foot b{color:var(--blue)}.float-badge{z-index:2;color:var(--blue);background:#fff;border-radius:8px;padding:12px 16px;font-size:12px;font-weight:800;position:absolute;bottom:52px;right:1%;transform:rotate(3deg);box-shadow:0 12px 25px #1b64b820}.section{padding-top:94px;padding-bottom:105px}.section-head{margin-bottom:36px}.kicker{color:var(--blue);letter-spacing:.15em;font-size:11px;font-weight:800;display:block}.section-head h2,.band h2{letter-spacing:-.055em;color:var(--navy);margin:13px 0;font-size:clamp(28px,3vw,38px);line-height:1.35}.section-head p{color:#8b95a1;margin:0;font-size:14px}.steps{grid-template-columns:repeat(3,1fr);gap:16px;display:grid}.steps article{border:1px solid var(--line);background:#fff;border-radius:13px;min-height:235px;padding:24px 25px;position:relative}.step-no{color:#aabedb;font-size:12px;font-weight:800;position:absolute;top:21px;right:25px}.step-icon{width:46px;height:46px;color:var(--blue);background:#e8f3ff;border-radius:11px;place-items:center;font-size:25px;display:grid}.steps h3{letter-spacing:-.04em;color:var(--navy);margin:21px 0 4px;font-size:18px}.steps p{color:#8b95a1;word-break:keep-all;margin:0;font-size:13px}.band{color:#fff;background:#0050cc}.band-inner{justify-content:space-between;align-items:center;gap:30px;min-height:280px;display:flex}.band .kicker{color:#b8d7ff}.band h2{color:#fff;margin:10px 0 7px}.band p{color:#d2e5ff;margin:0;font-size:13px}.faq{padding-bottom:110px}.faq-list{border-top:1px solid var(--line)}.faq details{border-bottom:1px solid var(--line);padding:18px 4px}.faq summary{cursor:pointer;justify-content:space-between;font-size:15px;font-weight:700;list-style:none;display:flex}.faq summary:after{content:"+";color:var(--blue);font-size:23px;line-height:1}.faq details[open] summary:after{content:"−"}.faq details p{color:#6b7684;max-width:850px;margin:12px 0 2px;font-size:13px}.footer{color:#d2d8e0;background:#202b3c}.footer-inner{grid-template-columns:1fr auto;gap:22px;padding:38px 0;display:grid}.footer strong{color:#fff;font-size:18px}.footer p{margin:3px 0;font-size:12px}.footer-inner>div:nth-child(2){gap:20px;font-size:12px;display:flex}.footer small{color:#aab4c0;border-top:1px solid #45546a;grid-column:1/-1;padding-top:18px;font-size:11px}.app-page{min-height:75vh;padding-top:53px;padding-bottom:100px}.app-heading{justify-content:space-between;align-items:end;gap:24px;margin-bottom:34px;display:flex}.app-heading h1,.article-page h1{color:var(--navy);letter-spacing:-.06em;margin:7px 0;font-size:clamp(30px,3.5vw,42px);line-height:1.3}.app-heading p{color:#8b95a1;margin:0;font-size:14px}.app-heading-side label{color:#6b7684;align-items:center;gap:10px;font-size:12px;font-weight:700;display:flex}.app-heading-side input{width:155px}.privacy-chip{color:var(--blue-dark);background:#e8f3ff;border-radius:99px;padding:9px 15px;font-size:12px;font-weight:700;display:inline-flex}.toast{color:#0050cc;background:#e8f3ff;border:1px solid #c8dcfa;border-radius:8px;justify-content:space-between;align-items:center;gap:15px;margin-bottom:16px;padding:10px 14px;font-size:12px;display:flex}.toast button{color:inherit;background:0 0;border:0;font-size:22px}.stat-grid{grid-template-columns:repeat(4,1fr);gap:13px;margin-bottom:17px;display:grid}.stat-card{border:1px solid var(--line);background:#fff;border-radius:12px;min-width:0;padding:21px 21px 18px}.stat-card.accent{color:#fff;background:#0064ff;border-color:#0064ff}.stat-card span,.stat-card small{color:#8b95a1;font-size:11px;font-weight:700;display:block}.stat-card.accent span,.stat-card.accent small{color:#d2e5ff}.stat-card strong{letter-spacing:-.055em;white-space:nowrap;color:var(--navy);margin:8px 0 4px;font-size:clamp(20px,2vw,28px);display:block}.stat-card.accent strong{color:#fff}.stat-card i{margin-left:2px;font-size:14px;font-style:normal}.two-col,.sim-grid{grid-template-columns:1fr 1fr;gap:17px;display:grid}.panel{border:1px solid var(--line);background:#fff;border-radius:13px;min-width:0;margin-bottom:17px;padding:26px}.panel-head{justify-content:space-between;align-items:center;gap:15px;margin-bottom:23px;display:flex}.panel-head h2{letter-spacing:-.045em;color:var(--navy);margin:3px 0 0;font-size:20px}.panel-head h2 em{color:var(--blue);font-size:15px;font-style:normal}.panel-icon{color:var(--blue);background:#e8f3ff;border-radius:10px;place-items:center;width:34px;height:34px;font-size:24px;display:grid}.form-grid,.sim-form{grid-template-columns:repeat(2,minmax(0,1fr));gap:15px 13px;display:grid}.form-grid label,.sim-form label{color:#4e5968;flex-direction:column;gap:6px;min-width:0;font-size:12px;font-weight:700;display:flex}input,select{width:100%;min-width:0;max-width:100%;height:42px;color:var(--navy);background:#fff;border:1px solid #d2d8e0;border-radius:7px;outline:none;padding:0 11px;font-size:13px}input:focus,select:focus,button:focus-visible,a:focus-visible{outline-offset:2px;outline:2px solid #3182f6}input::placeholder{color:#b0b8c1}.field-hint{color:#8b95a1;margin:13px 0;font-size:11px}.text-button{color:var(--blue);background:0 0;border:0;padding:3px 0;font-size:12px;font-weight:700}.advanced{background:#f7f9fc;border-radius:9px;margin-top:12px;padding:14px}.advanced>p{color:#6b7684;margin:0 0 12px;font-size:11px}.advanced-list{max-height:250px;overflow:auto}.advanced-list>div{grid-template-columns:1fr 100px 100px;align-items:center;gap:8px;margin:6px 0;display:grid}.advanced-list span,.advanced-list label{font-size:11px}.advanced-list input{height:35px}.form-actions,.settings-actions{flex-wrap:wrap;gap:9px;margin-top:19px;display:flex}.empty-state{text-align:center;color:#8b95a1;padding:45px 14px}.empty-state>div{color:#aabedb;font-size:42px}.empty-state h3{color:var(--navy);margin:9px 0 5px;font-size:16px}.empty-state p{word-break:keep-all;max-width:300px;margin:0 auto 18px;font-size:12px}.entry-list{gap:9px;display:grid}.entry{border:1px solid #e5e8eb;border-radius:9px;grid-template-columns:1fr auto;gap:8px;padding:17px;display:grid}.issuer,.demo-tag{color:var(--blue);background:#e8f3ff;border-radius:99px;padding:3px 8px;font-size:10px;font-weight:800;display:inline-block}.demo-tag{color:#a26028;background:#fff2e6;margin-left:5px}.entry h3{letter-spacing:-.025em;overflow-wrap:anywhere;margin:7px 0 3px;font-size:14px;line-height:1.3}.entry p,.entry small{color:#8b95a1;margin:0;font-size:10px;display:block}.entry-amount{text-align:right;align-self:center}.entry-amount strong{color:var(--navy);white-space:nowrap;font-size:15px;display:block}.entry-actions{border-top:1px solid #e5e8eb;grid-column:1/-1;gap:12px;padding-top:8px;display:flex}.entry-actions button{color:#8b95a1;background:0 0;border:0;padding:0;font-size:11px;font-weight:700}.entry-actions button:hover{color:var(--blue)}.schedule-panel{margin-top:0}.text-link{color:var(--blue);font-size:12px;font-weight:800}.schedule-table-wrap{overflow:auto}table{border-collapse:collapse;text-align:left;width:100%;min-width:510px}th,td{white-space:nowrap;border-bottom:1px solid #e5e8eb;padding:12px 11px;font-size:12px}thead th{color:#8b95a1;background:#f7f9fc;font-size:11px}tbody th{color:var(--navy)}.mini-bar{background:#e8f3ff;border-radius:99px;width:100%;height:7px}.mini-bar span{background:#3182f6;border-radius:99px;height:100%;display:block}.panel-foot{color:#8b95a1;margin:15px 0 0;font-size:11px}.segmented{background:#e8f3ff;border-radius:8px;grid-template-columns:1fr 1fr;margin-bottom:21px;padding:4px;display:grid}.segmented button{color:#6b7684;background:0 0;border:0;border-radius:6px;padding:9px;font-size:12px;font-weight:800}.segmented button.active{color:var(--blue-dark);background:#fff;box-shadow:0 2px 7px #1b64b816}.sim-form{margin-bottom:15px}.result-panel{background:#f7faff}.result-label{color:var(--blue);font-size:11px;font-weight:800}.compare{grid-template-columns:1fr auto 1fr;align-items:center;gap:10px;margin:12px 0 18px;display:grid}.compare>div{border:1px solid var(--line);background:#fff;border-radius:9px;padding:15px}.compare span{color:#8b95a1;font-size:10px;display:block}.compare strong{color:var(--navy);letter-spacing:-.05em;font-size:20px;display:block}.compare>div:last-child strong{color:var(--blue)}.compare .arrow{color:var(--blue);font-size:20px}.result-summary{grid-template-columns:1fr 1fr;gap:10px;display:grid}.result-summary>div{background:#e8f3ff;border-radius:8px;padding:14px}.result-summary span{color:#6b7684;font-size:11px;display:block}.result-summary strong{color:var(--navy);margin-top:3px;font-size:16px;display:block}.result-summary small,.selected small{color:#b06b32;font-size:10px}.goal-state{color:#a4513d;background:#fff2ed;border-radius:7px;margin-top:15px;padding:10px 12px;font-size:12px;font-weight:700}.goal-state.success{color:#0050cc;background:#e8f3ff}.selected{margin-top:19px}.selected h3{color:var(--navy);margin:0 0 8px;font-size:13px}.selected>div{border-bottom:1px solid #e5e8eb;justify-content:space-between;gap:10px;padding:9px 0;font-size:11px;display:flex}.selected strong{white-space:nowrap}.no-result,.result-disclaimer{color:#8b95a1;margin:17px 0 0;font-size:11px}.result-disclaimer{border-top:1px solid var(--line);padding-top:12px}.positive{color:var(--blue);font-weight:800}.notice{background:#eef5ff;border:1px solid #c8dcfa;border-radius:10px;padding:18px 22px}.notice strong{color:var(--blue-dark);font-size:13px}.notice p{color:#6b7684;margin:5px 0 0;font-size:12px}.inline-notice{margin-top:5px}.settings-grid{grid-template-columns:1fr 1fr;gap:17px;display:grid}.settings-grid .panel{margin:0}.settings-grid .full{grid-column:1/-1}.settings-copy{color:#6b7684;min-height:63px;font-size:13px}.settings-info{grid-template-columns:1fr 1fr;gap:10px 25px;display:grid}.settings-info p{color:#6b7684;margin:0;font-size:13px}.settings-info a{color:var(--blue);font-size:12px;font-weight:800}.article-page{max-width:850px;padding-top:78px;padding-bottom:110px}.article-page h1{margin-top:12px}.article-page .lead{color:#6b7684;margin-bottom:45px;font-size:17px;line-height:1.8}.article-page section{margin:32px 0}.article-page h2{color:var(--navy);letter-spacing:-.04em;font-size:23px}.article-page p{color:#6b7684;word-break:keep-all;font-size:14px;line-height:1.9}.article-page .button{margin-top:20px}@media (max-width:850px){.site-header nav{gap:15px}.brand-sub{display:none}.hero-grid{gap:10px}.hero-visual{transform:scale(.83)}.stat-grid{grid-template-columns:repeat(2,1fr)}.two-col,.sim-grid,.settings-grid{grid-template-columns:1fr}.settings-grid .full{grid-column:auto}}@media (max-width:640px){.shell{width:min(100% - 32px,1160px)}.header-inner{flex-direction:column;align-items:flex-start;gap:12px;padding:13px 0}.site-header nav{white-space:nowrap;gap:21px;width:100%;padding-bottom:2px;overflow:auto}.site-header nav a{font-size:11px}.hero-grid{min-height:0;padding:60px 0 35px;display:block}.hero h1{font-size:42px}.hero-copy{font-size:14px}.hero-note{flex-wrap:wrap;gap:9px 15px}.hero-visual{height:350px;margin:-20px -35px -45px;transform:scale(.78)}.mock-card{width:340px}.section{padding:65px 0}.steps{grid-template-columns:1fr}.steps article{min-height:170px}.band-inner{padding:45px 0;display:block}.band .button{margin-top:23px}.app-page{padding-top:35px}.app-heading{display:block}.app-heading-side{margin-top:15px}.app-heading h1{font-size:31px}.stat-grid{gap:8px}.stat-card{padding:15px}.stat-card strong{font-size:20px}.stat-card span,.stat-card small{font-size:10px}.panel{padding:18px}.form-grid{gap:12px 10px}.form-grid label,.sim-form label{font-size:11px}.advanced-list>div{grid-template-columns:1fr 75px 75px}.compare strong{font-size:16px}.footer-inner{grid-template-columns:1fr}.footer-inner>div:nth-child(2){flex-wrap:wrap}.article-page{padding-top:55px;padding-bottom:75px}.article-page .lead{font-size:15px}}@media (max-width:390px){.hero-visual{transform:scale(.7)}.form-grid,.sim-form{grid-template-columns:minmax(0,1fr)}.stat-card strong{font-size:18px}.result-summary{grid-template-columns:1fr}}